The banking revolution will be televised.
We follow the money
so you don't have to.

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    Obsidian
    Black Banking like
    it's never been done.
    Humanitarian crisis

    The median black household net worth will reach 0 by 2053 if current trends continue.

    UNDERBANKED

    42%

    Currently 42% of all Black American’s are underbanked and 14% are unbanked entirely. 

    PURCHASING POWER

    $1.6 trillion

    Black Americans have an annual spending power of $1.6 trillion dollars. 

    UNINVESTED

    50%

    Half of all Black US adults do not own any individual stocks, mutual funds, bonds, or cryptocurrencies. 

    CREDIT

    1 in every 5

    One in every Five Black Americans are faced with a FICO score of under 620 limiting accessibility to fair credit.

     
    WHAT WE DO

    Combining big data with creative technologies
    to make investing like the rich automated.

    State of the art with zero compromises.

    Passive, round-up investing

    Invest while you spend, Obsidian's Erupt technology is constantly tracking the investments of the rich and giving that access to you in real time.

    Circul8, peer to peer transfers

    Zelle is supported! Split bills, send money to friends or family, or send cryptocurrencies all in app.

    Erupt Technology

    Obsidian's erupt technology is always tracking congressmen, hedge funds, and more so that you can invest just like the rich.

    Million Doors Challenge

    Financial wellness and literacy are key, so Obsidian pledges to bring financial literature to one million doors in black neighborhoods.

    Business Plans

    Under $100

    Obsidian has built and will provide small summer business plans for black teens that can all be started for less than $100.

    interest

    Compound Interest

    Obsidian will provide return on investment (ROI) calculators to help young owners see the power of compound interest. 

    Literature

    Better Money Habits

    Bank of America has lended a hand and is providing it’s Better Money Habits guide for every home we visit. 

    7% Capital Gains

    Wealth Gap

    A recent UC Berkley study found that Black Americans could close the racial wealth gap in 30 years if they accessed a 7% capital gains rate.

     
    Step 1.

    User experience and brand strategy preparing.

    A platform with no compromise, employing the latest trends in design and technology. Luxury and opulence were built in from day one.

    Step 2.

    Resources preparing for the post-launch.

    Profesionales del diseño gráfico proident, taken of my entire soul, like these sweet mornings of spring which I enjoy whole. Diseñador Gráfico y Digital y además como.

    Million Doors Challenge

    Bleum Debit

    Beautifully designed so that you have pride when you use your Obsidian Bleum Debit card.

    Blessings

    The awards won
    by our efforts.

    Obsidian’s efforts to create amazing UI/UX experiences, by blending top-notch user experiences based on around financial literacy has garnered us many awards

    2021 Benzinga List Maker

    Spirit of Detroit Recipient

    Michigan House of Representatives Legislative Tribute

    The pantheon

    Obsidian isn't just the best black neobank we're simply the best.

    We’re a team of Black Detroiter’s who are excited about our unique approach to creating a new identity for Black people in banking.

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